- A letter of guarantee from the student's parent + a salaried guarantor.

- A total of two regularly salaried guarantors in case the salary of the student's parent is not transferred to the bank, along with the parent's letter of guarantee.

- Loans for Palestinian university students enrolled in all fields of study, to cover their necessities and assist them to continue their education and enroll at various universities.

- Loans for covering the graduation fees of Birzeit University BA students.

- Loans for covering the graduation fees of Al Azhar University BA students.

- Loans for covering the graduation fees of the Arab American University BA students.

Students are granted a loan in the amount of the remaining tuition fees, based on a letter provided by the university.

These facilitations are granted to the Arab American University BA students from all disciplines to pay the fees for graduates, whereby students are granted a loan in the amount of remaining fees based on an official letter from the university.

• Interest Rate: 8% decreasing from the student's account.
• Grant Commission: Not applicable
• Installments Period: Four years maximum for a single loan.
• Minimum Loan Amount: 500 JD.
• Maximum Loan Amount: 6,000 JD

These facilities are granted to Al Azhar University BA students from all disciplines to pay the fees for graduates, whereby students are granted a loan in the number of remaining fees based on an official letter from the university.

Installments Period is as follows:

· Loans up to 500 JD, installment period up to 12 monthly payments.

· Loans up to 1,000 JD, installment period up to 24 monthly payments.

· Loans over 1,000 JD, installment period up to 36 monthly payments.

· Students are granted interest-free and commission-free loans (with the exception of interest on late payments).

- Loans are granted to students interest free and commission free (with the exception of interest accumulated as a result of late installments)

- The loan amount with be transferred to the University account number 232888 at the Ramallah branch after subtracting the bank's interest rate.

- Interest is subtracted from the university account at a flat rate of 3.5% and deducted in advance in accordance with the number of years when installments are paid.

These facilities are granted to Birzeit University BA and MA students from all disciplines to pay the fees for graduates, whereby students are granted a loan in the number of remaining fees based on an official letter from the university.

Installments Period: the maximum period for paying off a single loan is four years.

• Minimum Loan Amount: 500 JD
• Maximum Loan Amount: 5,000 JD

- A registration certificate for students enrolled in the university and an admission certificate for new students.

- A registration certificate for the semester indicating the number of credit hours registered for and the required amount of money, whereby the loan is made out in installments at the beginning of each semester after providing the bank with the number of years of study and the cost of each semester in order to calculate the loan value.