| Key Financial Highlights | 2020 | 2021 | 2022 | 2023 | 2024 | | Gross profit before provisions | 222,247,443 | 262,534,310 | 299,176,819 | 327,803,812 | 353,990,781 | | Gross profit after provisions | 182,789,657 | 237,920,164 | 271,078,059 | 192,091,644 | 127,478,184 | | Profit before Tax | 40,160,368 | 84,604,853 | 107,337,833 | 17,936,254 | -45,470,578 | | Net Profit | 22,412,148 | 56,254,327 | 66,646,637 | 16,490,514 | -27,911,456 | | Total Assets | 5,809,809,988 | 6,508,221,806 | 6,487,960,857 | 7,126,060,748 | 8,360,073,698 | | Customer Deposits | 4,834,024,254 | 5,305,139,602 | 5,266,723,842 | 5,807,727,294 | 6,989,608,721 | | Credit Facilities | 3,266,748,588 | 3,453,207,160 | 3,572,054,865 | 3,839,008,227 | 3,842,640,449 | | Shareholders’ Equity | 433,520,671 | 496,099,429 | 545,922,621 | 560,360,382 | 573,602,393 | | Paid Up Capital | 208,080,000 | 217,433,527 | 223,958,577 | 230,677,334 | 260,559,617 | | Net Interest and Commission Revenue | 197,457,949 | 223,598,064 | 256,282,832 | 290,004,515 | 305,885,711 | | Number of Employees | 2,442 | 2,430 | 2,577 | 2,572 | 2,653 | | Number of Customers | 670,956 | 732,462 | 843,657 | 913,307 | 914,123 | | Number of Branches | 102 | 100 | 103 | 103 | 102 | | Market Share – Deposits | 31.70% | 31.72% | 31.78% | 33.02% | 37.23% | | Market Share – Credit Facilities | 34.11% | 33.92% | 34.21% | 33.86% | 34.74% |
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